Sag Harbor

It is that time of year again when everyone starts to max out their plastic. It is good for the people who have those credit cards with rewards, because we spend so much! I would use my credit cards throughout December and then look for a 0% balance transfer in January. I compare credit cards before I commit to one though, so that my interest rates are not too high. I could probably earn a free trip somewhere if I used an air miles card or something this month! I am pretty stoked that I have already got a lot of my shopping done for the season though, and I did not have to use credit cards for all of it!