Sag Harbor

When I got my first credit card I swore I would only buy a few things. That went away really fast, and now I am in debt about $5,000.00 because I was a bit frivolous with it. Now they talk about things like cash back credit cards, and all kinds of bonus credit cards, and I have to steer myself away from them. However, I was looking into one of those balance transfer credit cards, because I am paying quite a bit of interest on my credit card, it would be nice to save some money on all of the interest that I am paying! Credit cards are good and bad, I guess it depends on the holder of the credit card!